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I welcome you on my personal blog dedicated to business and finance. This is the place I share my knowledge in dealing with personal finance, budgeting, managing business and much more.

Have questions/suggestions/etc?
Don’t hesitate to drop me a line.
Ruby Harrison

Latest Posts

Jul.22
2021

Transitioning From Working to Retiring

The Retirement Management Account (RMA), a relatively new discipline, was introduced to the retirement planning industry in 2004. It was developed by Cornell University researchers, David A. Norton and Robert J. Gomes, as part of their work at the Center for Retirement Research. The Retirement Management Account is designed to help financial planners develop more […]
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Jul.08
2021

Business Management – The Strategic Aspect of Business Management

Business management is the management of an organization, be it a private company, a public non-profit agency, or a government entity. It involves the process of planning, organizing, leading, and controlling the business. The term also encompasses aspects such as financing, production, sales, marketing, and financing of the enterprise. The management style may be top […]
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Jan.27
2021

Top Tips for a Smart Working Space

In a world where many of our working spaces have now become a relentless floating around the house act to find somewhere with the least distractions, keeping yourself productive and motivated is likely no easy endeavour. Creating a workspace that ensures you are in a good headspace to really get things done could do wonders […]
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Aug.11
2020

Think Hard Before Giving Shares To New Employee

“I recently recruited someone who is proving to be a key person in my business and I’m considering giving them shares. Can I give them some of my own, or should I issue new ones?” If you give shares to your employee, a tax charge will arise on you or them, writes Jon Dawson, partner […]
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May.26
2020

6 Sales Tips to Grow Your Insurance Business in 2020

Selling insurance can be tricky, especially if you take into consideration the insurance price and the fact that insurance isn’t a product that the client can see, hold, or touch.  Here are six awesome insurance sales tips for those agents who are new or simply want to take the next step in their career.  Tip […]
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Sep.05
2019

How can a car loan improve your credit score?

If you need to improve your credit score in Canada, you will likely be in one of two conditions: you may not have borrowed much if you are just starting to use credit or you got into some financial troubles that damaged your credit score. The good news is that taking out a car loan […]
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Jul.04
2019

How Your Credit Score Works

Are you looking to get a loan to fix up the house some personal loan calculators are asking about your credit score? It may seem like everybody talks about high and low credit scores, but what does that mean? How do you make sure your score is good enough for a low rate? Just follow […]
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Jun.23
2019

Testing the Waters Before Committing to Your Hobby

There is nothing I hate more than hearing somebody refer to my blogging work as a hobby. Though I didn’t mind hearing it before, whilst I was working in other employment and it was my little hobby on the side, now it is different.
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Dec.11
2018

How to Design Your Brand Logo

The most significant impact that an organisation can make in building its reputation is through its logo design. Though all three aspects are necessary for a successful business endeavour, a company logo represents the service, the quality of work that they offer, and an image that their customers can rely on through visual memory. If […]
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Dec.03
2018

Focusing on What Matters Most

The inspiration for this particular post came from a recent boot camp I attended, but on more of a consultant level than being an actual attendee. I do indeed do some business consulting on a B2B exchange basis, where we exchange value as opposed to money. So anyway, how it works is that I was […]
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